Domestic – Storm
Damage Insurance Claims
Helping you recover
Household Storm Damage
Storms and the resultant damage can have a significant impact on your home. You may well need some alternative accommodation it the damage is structural. This is without trying to attempt to deal with your Insurance Company. Oakleafe can take all this stress away. We will get you in alternative accommodation and prepare and present your claim to your Insurance Company. Chartered Surveyors and Structural Engineers will scope the damage and oversee repairs to ensure you receive your full entitlement and your property can be returned to pre loss condition.
When I make a claim
From the inception of a claim, call handlers will attempt to convince you against making a claim. Storm damage claims are particularly difficult and we use a whole range of resources to justify your claim. Usually when you try to register a claim, your Insurance Company will appoint a Loss Adjuster to look after their interests and minimise the pay-out they may be liable for. They will scrutinise your policy to check you have complied with its conditions, and that you have adequate sums insured. If you are under insured then they will attempt to significantly reduce the pay-out. These Loss Adjusters are paid for and employed by insurers and are not independent. You need someone on your side. Would you go to court without a lawyer? Then why take on an Insurance Company?
Oakleafe is on your side
Oakleafe are the only party who is there to look after your interests, negotiating settlements with the loss adjuster to get you what you’re entitled to. We push insurers to accept liability, and ensure that you are not treated like a criminal. All our experienced Loss Assessors are in-house offering unparalleled assistance in householder storm damage claims. Many of our Assessors were Ex-Loss Adjusters who have enormous experience and know how Insurers work. We will make a real difference on the settlement you receive. You may be a good negotiator but are you an expert in Insurance? Let us handle the stress and irritation of negotiating your claim, allowing you to concentrate on looking after your family.
The best part?
This can all be free to you
HOW WE CAN HELP
Arrange any emergency works to protect your property and mitigate it from further damage.
Oversee all parties including insurers loss adjusters and their specialists
Interpret your policy, its wording and any conflicts relating to compliance with its conditions
Push insurers to accept liability as quickly as possible, in order to obtain interim payments to help you look after family and pets.
Survey the property to identify any defects not visible to the naked eye to protect your long term investment
Aid with specialist appointments should assistance be required in complex situations such as your own forensic scientists