The hidden dangers of Mould from Water Damage Insurance claims

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Mould growth within the indoor environment has long been linked with poor health and property damage. It is a likely consequence of water damage insurance claims that often ends up as an unrecognised issue by the insurance claims loss adjustor.

Mould is a bio pollutant and is the most significant type found within the indoor environment. Oakleafe claims unlike other loss assessors have expert knowledge and extensive experience in mould remediation.

An immediate response and proper mitigation by Oakleafe Claims when dealing with a water damage insurance claim or indeed a fire damage insurance claim, will often save valuable property from direct primary water damage and secondary damage, including destruction from mould and associated microbial growth.

A professional insurance claims handling Loss Assessor has an ethical responsibility to limit the scope of works undertaken based on a specific event. The typical insurance Loss Adjuster will welcome prompt action taken to mitigate damage- helping to reduce the overall impact of water damage and the cost of any insurance claims.

The team of loss assessors at Oakleafe Claims will always strive to prevent harm to persons who may be affected by the water damage insurance claim and remove all hazardous and potentially health affecting substances from the contaminated environment.

In general mould requires three elements for initial germination and growth namely; Spores, water and food. The understanding and appreciation of these 3 underlying elements when a loss assessor from Oakleafe Claims first arrives at the scene of a water damage insurance claim will enable a fast assessment to be made and measure taken to eliminate and control the fungal/mould growth that could occur.

Oakleafe Claims are fire and flood experts and when it comes to insurance claims handling are regarded as one the most diverse and competent in the industry. Leak claim help and insurance claims handling is a complex process, and it should be comforting to know that when a fire damage insurance claim or water damage insurance claim arises you have the reliability and peace of mind that Oakleafe Claims possess the necessary expertise to protect you and the occupants from adverse health exposure from mould.

Oakleafe Claims as a professional loss assessor have a tried and tested exposure plan when dealing with hazardous biological substances and prevent or reduce reasonably anticipated exposure to their employees.

As a business owner it falls to your feet to ensure that staff and members of the public are protected from exposure to fungi, moulds, and yeasts which include microbial volatile organic compounds- all of which have an adverse effect on human health.

The hidden dangers of mould and fungi are known to destroy building materials and cause health problems for many individuals as a direct result of a water damage insurance claim. If a Loss Assessor or indeed a loss adjuster does not recognise these dangers then the insurance claims handling process could be a long and dangerous journey with you the policyholder carrying the long-term risk.