Subsidence Insurance Claims
Our climate is getting more extreme and as a result of this expansion & contraction in the ground subsidence claims are becoming more frequent. If your home or business is or has been affected by subsidence, you may be concerned about the residual value of your property in the future.
Subsidence damage Insurance claims can take a significant amount of time to be settled. Specialist investigations are required to justify causation and there is usually extensive remedial works required including underpinning.
Insurers approach is usually to do the minimum and cover the damage rather than addressing the cause of the problem in the first instance. Getting Oakleafe involved in the subsidence claim as soon as possible is critical to obtaining your full entitlement in all respects after a claim.
We will handle your claim from inception to completion and give you access to decades of experience in dealing with these types of claims. Having the right specialists to prepare and present your claim is the difference in ensuring your property is restored to Pre-Loss condition. We can pick your claim up even after you started it if you are having problems dealing with your Insurers.
- Arrange alternative accommodation
- Deal with your Insurance company’s Loss Adjuster
- Handle all emails, letters & calls with your Insurers
- Where required instruct a Geo-technical survey
- Arrange CCTV drainage survey
- Engage Structural Engineers
- A Chartered Surveyor will prepare a schedule of repairs
- Insurance approved contractors are available to complete works
- Project manage all works to your complete satisfaction.
OAKLEAFE IS ON YOUR SIDE
Oakleafe are the only party who is there to look after your interests, negotiating settlements with the loss adjuster to get you what you’re entitled to. We push insurers to accept liability, and ensure that you are not treated like a criminal. All our experienced Loss Assessors are in-house offering unparalleled assistance in householder Impact damage claims. Many of our Assessors were Ex-Loss Adjusters who have enormous experience and know how Insurers work. We will make a real difference on the settlement you receive. You may be a good negotiator but are you an expert in Insurance? Let us handle the stress and irritation of negotiating your claim, allowing you to concentrate on looking after your family.
HOW WE CAN HELP?
We will protect you and take control of the situation. This way YOU dictate and not your insurance company how your home is dealt with. We have years of experience in the negotiation and management of household fire claims. We collate, prepare and present the paperwork to Insurers to assist in the smooth running of your claim. We will assist in the re-location of your family and pets on a like for like basis.
Chartered Specialists will scope all the damage, even that which is not visible to the naked eye and oversee the construction works. Everyone else in the claim process works for the Insurance company and is looking after their interests. Let us look after yours.
CALL US 24/7
0333 2101 999
How we can help
Make your property safe and mitigate any additional damage.
Collate the required information and negotiate your entire claim including including but not limited to Reinstatement Works, Stock or Content Losses & Business Interruption.
Oversee all parties including Insurers Loss Adjusters and their Specialists
Interpret your policy, its wording and any conflicts relating to compliance with its conditions
- Push Insurers to accept liability as quickly as possible, in order to obtain Interim Payments to help you maintain your business operations.
Maximise your entitlement of Business Interruption cover and justify any Increased Costs of Working.
Survey the property to identify any defects not visible to the naked eye to protect your long term investment.
Aid with specialist appointments should assistance be required in complex situations such as your own forensic scientists.